Payroll in Ghana.
Every cedi, every regulation.

PAYE, SSNIT Tier 1, SSNIT Tier 2, payslips, and statutory filings — computed automatically, filed on time. Pay via bank transfer or mobile money.

What's supported in Ghana

Everything you need to run compliant payroll in Ghana — taxes, SSNIT pension, payments, leave, and employee self-service.

PAYE (Pay As You Earn)

GRA progressive brackets: 0%, 5%, 10%, 17.5%, 25%, 30%, 35%. SSNIT Tier 1 deducted before tax.

SSNIT Tier 1 (Mandatory Pension)

5.5% employee + 13% employer. Capped at GHS 61,000 max insurable earnings. Employee portion is pre-tax deductible.

SSNIT Tier 2 (Occupational Pension)

5% of gross salary. Employer-only cost. Remitted to private Corporate Trustee. Same cap as Tier 1.

Leave management

Annual (15 days minimum by law), Sick, Maternity (12 weeks), Paternity, and more. Approval workflow included.

Deductions

Loan repayments, salary advances, savings, custom. Fixed amount or percentage of gross. Balances tracked automatically.

Payslips

PDF per employee per period. Gross, taxes, pension, deductions, and net — all in one document.

Statutory remittances

PAYE, SSNIT Tier 1, and Tier 2 reports with filing-ready formats. Track submission and payment status.

Bank file export

Batch transfer file ready for your bank portal. One download per payroll run.

Mobile money payments

MTN, AirtelTigo, and Vodafone Cash. Funding verified before disbursement. Every payment tracked.

Bank transfers

Automated via payment provider. Settlement confirmed per transaction.

Employee self-service portal

Payslips, leave requests, salary advances, deduction history. Magic link login, no passwords.

Deduction remittances

Per-type remittance reports. CSV and PDF download per payroll run.

How payroll works in Ghana

1

Set up your company

Enter your GRA TIN, SSNIT employer number, pay day, and company details. The wizard walks you through each field.

2

Add your employees

Add individually or import from CSV. Set salary, bank or mobile money details, GRA TIN, and SSNIT number for each person.

3

Run payroll

One click computes PAYE, SSNIT Tier 1, Tier 2, and all deductions. Review every line item before you approve.

4

Pay and file

Release payments, download statutory reports, and send payslips. Settlement tracks every category independently.

Compliance outputs

Generated per payroll run. Ready for statutory filing.

PAYE schedule

Monthly PAYE breakdown by employee. GRA progressive brackets applied. Filing-ready format.

SSNIT Tier 1 schedule

Employee (5.5%) and employer (13%) contributions per person. Capped at GHS 61,000 insurable earnings.

SSNIT Tier 2 report

5% employer-only contribution per person. Same cap. Ready for Corporate Trustee remittance.

Payslips

Individual PDF per employee: gross pay, every deduction line, net pay.

Deduction remittances

Per-deduction-type breakdown with amount, status, and CSV/PDF export.

Bank export file

Batch transfer file for your bank portal. Generated per run.

Built for payroll teams

A clean interface for managing payroll runs, reviewing computations, and tracking settlement per category.

app.curra.ai/payroll/runs/2024-03
March 2024 PayrollFINALIZED
Gross
GH₵ 500K
Net
GH₵ 380K
SSNIT
GH₵ 58K
PAYE
GH₵ 62K
Payment Settlement
Net Pay
Settled
Statutory
Settled
Third-Party
Pending

Frequently asked questions

Free to start

Process payroll for up to 5 employees at no cost. Upgrade as your team grows.

Run your first payroll in Ghana

Set up in under 10 minutes. No credit card required. Free for up to 5 employees.